What is A Life Settlement?

Many people are choosing life insurance settlements. Find out more about this option to see if it is right for you.Read More...

Senior Benefits

In order to get the most out of your senior benefits, you should consider all of the options available to you. Read More...

Reverse Mortgage

For people age 62 or older, their home equity could provide funds for property taxes, medical bills, or home improvements.Read More...


What is A Life Settlement?

Life Settlement is defined as the sale of an existing life insurance policy. A Life Insurance Settlement sale is made to a third party, which is typically some sort of institution or enterprise in the business of making investments like the purchase of life insurance policies. A senior who enters into a life settlement receives a payment for the policy in an amount above the cash surrender value and yet below the benefit that would pay out to a beneficiary at the time of the policyholder’s death. Life Settlement Marketplace LLC is a licensed Insurance Broker. Our License number is 312720. Oftentimes, a life settlement broker negotiates the terms and conditions of the underlying agreement. A life settlement broker “shops” the policy around to different potential purchasers as a means of obtaining the best deal for a policyholder like you. We make the process easy by bringing the the policy holder (Seller) and the purchaser (buyer) together so that you get your cash in days, not weeks or months.

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About Us

Welcome to the Life Settlement Marketplace, where we help educate consumers on Life Insurance, Life Settlements, Viatical Settlements and Reverse Mortgages. We offer the resources to help you and your family make an educated informed decision on many financial services that impact your family now and in the future. We understand that many family's often have a need for cash quickly to help cover life's expenses such as long term care, paying for prescriptions, medical challenges and everyday…

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Reverse Mortgage

Reverse Mortgages Access Home Equity and Delay Repayment for people age 62 or older, their home equity could provide funds for property taxes, medical bills, or home improvements. As an older person, you might want to tap into your home’s value, but the prospect of immediately making payments on a home-equity loan discourages you. A reverse mortgage, however, could inject a large lump sum of cash into your budget without requiring immediate repayment.

Frequently Asked Questions

What is a life settlement? A life settlement is a financial transaction in which a policyowner sells an unneeded life insurance policy for more than its surrender value. But life settlements represent much more than an exit strategy for an unneeded life insurance policy. With a life settlement, consumers have the option to sell their life insurance and realize significantly more value than they would have received from a lapse or surrender. What types of life insurance policies can be sold? Most life insurance policy types qualify, including universal life, whole life, adjustable life, variable life, survivorship, joint first to die, portable group life (if assignable) and even term life.

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